By visiting or accessing Madison Home Loan Consulting Company, LLC’s website, you agree to be bound by the Terms of Use, and that such Agreement constitutes a binding contract between you and Madison Home Loan Consulting Company, LLC. If you do not wish to be bound by these Terms of Use, please do not visit or use the Madison Home Loan Consulting Company, LLC website or any of its pages.

As used in this contract: (a) the term "Agreement" refers to this contract; (b) the terms "you" and "yours," refer to you, a visitor to the Madison Home Loan Consulting Company, LLC web site, as well as anyone you authorize to visit the Madison Home Loan Consulting Company, LLC web site on your behalf; (c) the terms "Madison," “MHLCC”, "we," "our" and "ours" refer to Madison and any affiliates of Madison whose products or services are offered on the Madison web site; and (d) the term "MHLCC.com Web Site" or "Site" refers to the web site located at www.mhlcc.com and related pages, or any linked pages and web sites hosted or sponsored by Madison.

Madison offers you access to this Site for your personal and non-commercial use. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other Web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" or other similar activity to obtain lists of users or other information.

If and when requested by Madison, you agree to provide true, accurate, and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of Madison, you agree to refrain from accessing or attempting to access password protected, secure, or nonpublic areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

You agree that Madison may, in its sole discretion and at any time terminate your access to and use of this Site, or any part there of, with or without notice.

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted and licensed by Madison Home Loan Consulting Company, LLC, 2007. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of Madison.

As a condition of your use of this Site, you warrant to Madison that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

You expressly understand and agree that:
your use of and reliance upon any and all information, including, but not limited to, content provided by Madison, a Madison affiliate or a third party through the mhlcc.com web site is at your sole risk. Such information is provided on an "as is" and "as available" basis. The information, software, products, and services published on the mhlcc.com web site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. Madison, its affiliates and/or its respective suppliers may make improvements and/or changes in this site at any time. Madison makes no express or implied representations, warranties, or guarantees with regard to the appropriateness, accuracy, sufficiency, correctness, veracity, value, completeness, or timeliness of such information. Madison expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Madison shall have no liability to you or any other user of such information or to any third party for any loss, expense, or damage, including consequential, incidental, special or punitive damages and including lost profits or lost revenue, caused directly or indirectly by the use or reliance upon such information. any material downloaded or otherwise obtained through the use of the mhlcc.com web site is done at your own discretion and risk and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

You agree to indemnify and hold Madison and its, suppliers, affiliates, subsidiaries, employees and agents harmless from any and all claims and demands, including, but not limited to reasonable attorneys' fees, made by any third party due to or arising out of any information, including, but not limited to, information provided via the web site.
in no event shall Madison, Madison’s affiliates or third parties, including suppliers, be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the mhlcc.com web site, with the delay or inability to use the mhlcc.com web site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the mhlcc.com web site, or otherwise arising out of the use of the mhlcc.com web site, whether based on contract, tort, negligence, strict liability or otherwise, even if Madison, Madison’s affiliates or any third party has been advised of the possibility of damages. because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. if you are dissatisfied with any portion of the mhlcc.com web sites, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the mhlcc.com web site. without limiting the foregoing, you agree to indemnify, defend and hold harmless Madison, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this agreement.

Outside Links — While on this Web site, you may be led to other Web sites operated by parties other than Madison Home Loan Consulting Company, LLC or its affiliates. Inclusion of hyperlinks by Madison to Web sites does not imply any endorsement of the material on such Web sites or any association with their operators, and you access and use such sites, including information, material, products, and services therein, solely at your own risk. We are not responsible for the quality or results or any product or service provided by these companies. Review their products and services carefully. Furthermore, because the Madison privacy policy is applicable only when you are on our Site, once linked to another Web site, you should read that site's privacy policy before disclosing any personal information. Their own privacy policies may be different than ours. We are not responsible for the use of the information that you give these third parties.

Madison may modify this Agreement at any time and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of New Jersey, without respect to any principles of conflicts of law. Failure of Madison or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Madison and/or its affiliates and you related to this Agreement shall be brought exclusively in Federal District Court in the Southern District of New Jersey.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and Madison with respect to the madisonequitycorporation.com Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Madison respect to the madisonequitycorporation.com Web Site.

FL:  Credit Service Organization Fla. Stat. Ann § 817.7005
MI:  Credit Service Organization Registration
PA:  Credit Service Organization 73 Pa. Stat § 2187

Any Madison loan programs referred to on this website may change without notice. This website is for informational purposes and any Madison loan is subject to full Madison approval; and not all applicants will be approved. Restrictions may apply.